Needed to make a template for an order the other day, so I decided to share the template.  http://www.mediafire.com/?tkv1zzx4jl520s2   (Photos not included;) ) Feel free to use for personal or client use, but please do not sell! Thank you! :)

Here is a sample of the template with photos on it! Just uses clipping masks so drag your photo on top of the layer and use a clipping mask... scale as needed to fit